FDIC-Insured · Backed by the full faith and credit of the U.S. Government

Enjoy Growth & Security with a CD

Certified Deposits

Grow your savings with a low-risk Certificate of Deposit (CD) from State Bank & Insurance. Earn a competitive fixed interest rate with flexible terms starting at just $500—backed by a local team you trust.

Benefits Of a CD at State Bank & Insurance

Certificate of Deposit Knowledge Center

The Smart Saver's Guide to CDs

Is a CD Right For you?

A CD can be a great fit if you’re looking for a stable, low-risk savings option and don’t need immediate access to your funds. They’re ideal for planned expenses, future purchases, or simply growing your savings with confidence.

The team at State Bank & Insurance offer competitive rates. Contact us today to chat about your particular needs!

  • Choose your term based on your savings goals
  • Deposit your funds
  • Earn a fixed interest rate for the duration of the term
  • Access your money at maturity or roll it into a new CD

retirement with confidence and flexibility

Individual Retirement Accounts.

Explore Traditional and Roth IRA options designed to help you save for retirement with confidence and flexibility.


Individual Retirement Accounts

What is the difference between a Traditional and Roth IRA?

Traditional IRA

Roth IRA

Retirement Calculators

Whether you've just started working or are nearing retirement, it’s important to plan ahead. Calculate your retirement expenses to determine how much you’ll need.


Ready when you are

Open a CD or IRA Today

If you are looking for a local Certificate of Deposit or IRA in Iowa or a trusted bank to help you reach your financial goals, State Bank & Insurance is here for you.


Offered through Security National Bank

Wealth Management Services

Employee Benefit Plans and Personal Trust Services available with our correspondent Security National Bank.

Investments are not insured by State Bank, the FDIC, or any other government agency. Investments are not a deposit or obligation of State Bank. Investments are not guaranteed by State Bank or the FDIC and are subject to investment risk, including the possible loss of principal. 

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