FDIC-Insured · Backed by the full faith and credit of the U.S. Government
State Bank & Insurance is a locally owned, family-operated organization led by Wayne and Ryan Johnson. Our story began in 1980 when Wayne Johnson purchased Everly State Bank.
Since then, we’ve grown into a trusted community bank in Northwest Iowa, serving customers with approximately $75 million in assets and locations in Everly, Peterson, and Spencer, along with insurance offices in Spencer, Everly and Peterson.
For over four decades, State Bank & Insurance has built a strong reputation for personalized service, local decision-making, and relationship-based banking. Much like the farmers, families, and small business owners we serve, our team lives and works in the same communities—giving us a deep understanding of the local economy and the people behind it.
Since we are locally owned, we have the ability to make decisions quickly and provide customized financial solutions tailored to each customer.
At State Bank & Insurance, we are committed to:
Our team is local. Our focus is local. And our commitment is simple—to help you achieve your financial goals with confidence.
When you choose State Bank & Insurance, you’re not just opening an account—you’re partnering with a bank that is invested in your success, the success of our communities, and a team that knows you by name.
