FDIC-Insured · Backed by the full faith and credit of the U.S. Government
Building a business takes a vison, hard work, dedication, and a meaningful investment -Protecting your business is should be just as purposeful. With custom business insurance you can safeguard what you’ve worked so hard to achieve. As a family-owned bank and insurance agency you can count on State Bank & Insurance to help guide you for the proper coverages you need.
Unexpected events such as accidents, storms, or legal challenges can happen at any time. Business insurance provides the protection for your operations, assets, property, and many other important things. Business insurance isn’t just about coverage—it’s about protecting what matters most, so life’s unexpected moments don’t take away what you’ve worked so hard to build. Our agents at State Bank & Insurance can help you find the perfect level of coverage for managing your unique insurance needs.
Business insurance policies are highly customizable, but most include a combination of the following core coverages:
A Business Owner’s Policy (BOP) combines some of the most critical business insurance coverages your company needs into one convenient and cost-effective policy.
At State Bank & Insurance we know your business has its own and unique needs.
General liability insurance (GLI) helps protect your small business from third-party claims that it caused bodily injuries or property damage to others. Without general liability coverage, you’d have to pay for these claims out of pocket.
Protects your owned or rented building, plus the tools and equipment you use to operate your business. It covers losses from many sources, such as:
Protects your business by covering vehicles owned and used in your business
Fills the gaps of traditional insurance policies
cyber-crime is one of the fastest growing types of crimes in the world
Workers' compensation insurance provides critical benefits to employees who suffer work-related injuries or illnesses.
An umbrella policy works with your current business insurance to give you extra protection without making your premiums too expensive.
It’s one of the most cost-effective ways to increase your overall protection.
Employment practices liability insurance (EPLI) helps protect your business from employment-related claims, like wrongful termination, discrimination, and harassment. Watch this video to learn more about what employment practices liability insurance is and why it is important.
If you’re looking for reliable business insurance in Iowa or a local insurance agency that understands the unique risks your business faces, State Bank & Insurance is here to help.
Contact us today to request a customized business insurance quote and speak with a local agent about protecting your employees, property, and operations.
