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An umbrella policy kicks in after the primary (underlying) liability insurance has been exhausted. Umbrella can also work with your commercial auto policy. Should an accident involving one of your business vehicles trigger financial damages that exceed commercial auto limits, the added coverage would kick in.
Without this type of a commercial umbrella policy, you’d have to pay out of pocket for costs that go over your policy limits.
If you’re looking for reliable business insurance in Iowa or a local insurance agency that understands the unique risks your business faces, State Bank & Insurance is here to help.
Contact us today to request a customized business insurance quote and speak with a local agent about protecting your employees, property, and operations.
