Ag/Business Accounts

We know that no two ag operations or businesses are alike, which is why we provide custom solutions, strong lending capabilities, and high-tech tools - all delivered by an experienced, competent team of bankers.

Ag Services

From crop input and operating lines to equipment and land purchase financing, our ag team knows farming as well as they know banking.

Whether you're expanding your operations, increasing efficiency, or beginning a generational transition, you can count on your State Bank ag team to have the experience and solutions you're looking for.

Business Financing

Financing the long- and short-term needs of your company requires a partner that's knowledgeable, dependable, and focused on responsive service. We offer all this and more, including:

  • Lines of credit for short-term operating needs
  • Commercial real estate and construction loans
  • Term loans for business equipment
  • Business credit cards

Business Checking and Savings

We offer checking and savings accounts that meet the needs of businesses both large and small. Whether you want to earn interest, or just need the basics, we have what you need.

All accounts come with free eStatements, Online and Mobile Banking.

Merchant Credit Card Processing

Efficient and up-to-date credit and debit card processing is essential in today's business world. We'll review your needs and offer solutions tailored to your unique needs.

Business Credit Cards

Manage your cash flow and make quick, easy purchases every day.

ACH Direct Deposit of Payroll

Save your business time and money by directly depositing payroll. Good for you. Good for your employees.

Online Business Services

Running a business in today's fast-paced world means being everywhere at once. Our Online and Mobile Banking services will help you stay on top of it all, and save you time and money

Retirement Plans

We partner with Security National Bank to offer you and your employees customized, affordable retirement plans.
Copyright © 2015-2024 State Bank & Insurance of Spencer, Iowa
Website Designed By: Emagine