Personal Accounts

Helping you succeed financially is our goal.

It means being there when you need guidance, providing 24-hour access to your money, and offering smart products that allow you to focus on what you love most.

Basic Checking

Sometimes the basics are all you need!

With our Basic Checking account you'll enjoy low monthly fees, a minimum deposit of $100, and free eStatements, Online Banking and Mobile Banking.

  • $100.00 Deposit to Open Account
  • $1.00 Debit Card Monthly Fee* **
  • $2.00 Paper Statement/Mailing Fee
  • Free E-Statements
  • Free Internet & Mobile Banking

Checking With Interest

Earn more on your money!

This interest-bearing account has interest compounded monthly, minimal fees, and free eStatements, Online Banking and Mobile Banking. A $1,000 minimum balance is required.

  • $1,000.00 Minimum Balance Requirement
  • $7.50 Minimum Balance Requirement Fee* **
  • $1.00 Debit Card Monthly Fee* **
  • $2.00 Paper Statement/Mailing Fee
  • Compounded Monthly Interest
  • Free E-Statements
  • Free Internet & Mobile Banking

Savings Account

Our savings options are for both long- and short-term goals.

From basic savings to CD options, we have it all.

  • $50.00 Minimum Balance Requirement
  • $5.00 Minimum Balance Requirement Fee
  • Compounded Quarterly Interest
  • Free E-Statements
  • Free Internet & Mobile Banking

Health Savings Accounts

If you have a qualified high deductible health plan (HDHP), a Health Savings Account (HSA) can help you save money on medical expenses that you're responsible to pay, while offering you important advantages, including tax-free withdrawals for the money you spend on qualified expenses.

Individual Retirement Accounts (IRA)

We offer both Traditional and Roth IRAs so you can choose the option that benefits your needs and your budget.

Remember that IRA options have changed significantly over the past few years. If you have an IRA, a 401(k), or other retirement funds that you may want to re-position or modify to suit your current needs, our team can help.

Loans

We offer the affordable credit you need, and experienced lenders ready to find solutions right for your individual needs. Whether you are looking for a home, buying a new car, going on a dream vacation, or remodeling your kitchen, we'll be with you every step of the way.

Online Banking

When you're on the go, so are we.

Thanks to Online Banking and Mobile Banking services we're with you whenever you need us.

Misc Fees

  • $15.00 Hot Card Fee
  • $10.00 Debit Card Replacement Fee
  • $25.00 Overdraft Charge

*All fees marked with an asterisk (*) are subject to Iowa state sales tax of 6.000%
**All fees marked with two asterisk (**) are subject to Iowa local sales tax of 1.000%

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